Find grants, rebates, forgivable loans, and free programs for Lafayette, LA, filtered to your situation.
As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lafayette, LA, with individual awards up to $150,000. 9 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-eligible Louisiana households to reduce energy costs and improve comfort. Servic...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners in Lafayette city limits. Loan i...
Provides emergency repair grants for urgent health and safety hazards in owner-occupied homes. Priority given to seniors...
Provides low-interest mortgages and down payment assistance grants for first-time homebuyers in Louisiana. Includes opti...
Provides a federal tax credit equal to 50% of mortgage interest paid annually (up to $2,000) for first-time homebuyers i...
Free lead hazard reduction services for homes built before 1978 where a child under age 6 resides. Services include lead...
Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, w...
Provides grants for home repairs and safety modifications for senior homeowners age 62 and older with limited incomes. P...
Provides financial assistance for repair or replacement of private sewer laterals from the home to the public main. Prog...
Rebates for installing high-efficiency central air conditioners and heat pumps for LUS electric customers. Rebate amount...
Rebates for purchasing and installing energy-efficient electric water heaters including heat pump water heaters and ENER...
Rebates for home insulation improvements including attic insulation, wall insulation, and air sealing measures. Must mee...
Rebate for purchasing and installing qualifying smart thermostats that can automatically adjust temperature settings to ...
Net metering program allowing residential solar customers to receive credit for excess electricity sent back to the grid...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment and ins...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Available...
Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Available f...
Federal HOME funds for substantial rehabilitation of owner-occupied homes for low-income households. Addresses major sys...
Provides home repair, reconstruction, and elevation assistance to homeowners affected by federally declared disasters in...
Provided assistance to homeowners affected by 2016 Louisiana floods for home repair, reconstruction, or elevation. Progr...
Federal program providing one-time annual energy bill payment assistance to low-income households. Priority given to hou...
Combined state (25%) and federal (20%) tax credits for substantial rehabilitation of income-producing historic propertie...
Freezes the assessed value of homestead property for homeowners age 65 or older with income of $100,000 or less. Prevent...
Exempts up to $75,000 of assessed value of owner-occupied primary residence from state and parish property taxes. Must b...
Provides emergency home repairs and minor rehabilitation for low-income homeowners, especially seniors and persons with ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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30 programs are currently listed for Lafayette, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lafayette, 23 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.