USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot afford loan repayment.

Combination of low-interest loan and grant for eligible seniors

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in USDA-eligible rural area
  • Income must be very low (50% AMI or less)
  • Covers health/safety repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(318) 473-7920

A grant-savvy contractor in Lafayette, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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