Georgia CHIP Home Rehabilitation Loan

Georgia Department of Community Affairs

Available Home Repair

About This Program

Georgia's Community HOME Investment Program (CHIP) provides deferred-payment loans for home rehabilitation to income-qualified homeowners. Loan is forgiven if homeowner remains in residence and complies with program terms.

Deferred loan forgiven after compliance period, no monthly payments

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $25,000 for home rehabilitation
  • Income at or below 80% AMI required
  • Forgiven after compliance period (typically 10 years)
  • Must be owner-occupied in participating jurisdiction
  • Covers major repairs and systems replacement

How to Apply

A grant-savvy contractor in LaGrange, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in LaGrange early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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