Orange County Owner-Occupied Rehabilitation Program

Orange County Housing Authority (HOME funds)

Waitlist Home Repair

About This Program

HOME-funded program providing forgivable loans for substantial home repairs for low- to moderate-income homeowners in Orange County. Loan is forgiven after 15 years of continued owner-occupancy.

Forgivable loan, no repayment if you stay in the home 15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000
  • Income at or below 80% AMI
  • Must be owner-occupied
  • Forgiven after 15 years
  • Currently waitlisted

How to Apply

A grant-savvy contractor in Laguna Hills, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Laguna Hills early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications currently waitlisted; check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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