Find grants, rebates, forgivable loans, and free programs for Laguna Niguel, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Laguna Niguel, CA, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CalHFA's Dream For All program provides down payment assistance loans for first-time homebuyers purchasing in California...
Federally-funded weatherization program administered by the state provides free energy efficiency improvements to low-in...
Free virtual or in-person home energy assessment for SDG&E customers. Includes personalized recommendations, free LED bu...
SDG&E offers rebates for installing high-efficiency HVAC equipment including central air conditioners, heat pumps, and d...
Rebate for installing an ENERGY STAR certified heat pump water heater to replace electric resistance or natural gas wate...
Rebates for adding insulation to attics, walls, and floors in existing homes. Must meet minimum R-value requirements. Pr...
SDG&E offers net energy metering (NEM 3.0) for solar panel systems, allowing customers to receive bill credits for exces...
California's CARE program provides a 30-35% discount on monthly gas and electric bills for qualifying low-income househo...
FERA provides an 18% discount on monthly electric bills for households with three or more persons whose income is slight...
Orange County provides deferred, no-interest loans for major home repairs to low-income homeowners. Loan is deferred and...
Provides deferred loans to modify homes for accessibility for elderly or disabled homeowners. Covers wheelchair ramps, b...
City emergency grant for urgent health and safety repairs to owner-occupied homes. Covers emergency plumbing, electrical...
Rebate program for removing grass lawns and replacing with drought-tolerant landscaping. Pays $3 per square foot of turf...
Rebate for installing weather-based smart irrigation controllers that automatically adjust watering schedules based on w...
California Earthquake Authority provides grants up to $3,000 for seismic retrofitting of homes built before 1980. Covers...
California allows seniors age 62+ with household income under $49,017 and at least 40% equity to postpone property taxes...
USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair...
VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their disabi...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Cov...
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under a...
State program offering up to $3,000 toward the cost of seismic retrofitting for eligible houses built before 1980 in hig...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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