USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize their homes in eligible rural areas. Grants available only to those unable to repay a loan.

Typical combination of loan and grant for qualifying repairs

Key Details

  • Loans up to $27,500, grants up to $10,000
  • Age 62+ in eligible rural areas
  • Very low income required
  • 1% interest rate on loans
  • Grants for those unable to repay loans

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 670-6553

A grant-savvy contractor in Laguna Niguel, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Laguna Niguel, CA contractors

Find More Programs in Laguna Niguel, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs