USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Grants and low-interest loans for very low-income homeowners in rural areas to repair, improve, or modernize their homes, or to remove health and safety hazards. Grant portion available for seniors (62+) unable to repay a loan.

Maximum grant for senior homeowner unable to repay loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Income must be below 50% area median
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Laguna Woods, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Laguna Woods early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Laguna Woods, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs