USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $27,500 are available for seniors 62+ to remove health and safety hazards.

Grant amount for seniors removing health/safety hazards; loans available for others

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest for others
  • Must be very low income (50% AMI or below)
  • For owner-occupied homes in eligible rural areas
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Lake Jackson, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lake Jackson early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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