Washington Housing Finance Commission Homeowner Rehab Loans

Washington State Housing Finance Commission

Available Home Repair

About This Program

Low-interest home improvement loans for moderate-income homeowners statewide. Rates typically 3-4% fixed for up to 20 years. Can be used for major repairs, accessibility modifications, or energy efficiency upgrades.

Loan amount varies by scope of work; example shows $30,000 at 4% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $50,000
  • 3-4% fixed rates for up to 20 years
  • Income at or below 100% AMI typically
  • Available for major repairs and accessibility
  • Statewide availability including Lake Stevens

How to Apply

A grant-savvy contractor in Lake Stevens, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lake Stevens early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lake Stevens, WA

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