Home Improvement Grants in Lake Stevens.

Find grants, rebates, forgivable loans, and free programs for Lake Stevens, WA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lake Stevens, WA, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Washington State Weatherization Assistance Program

Federally funded program providing no-cost home weatherization improvements to income-eligible households. Services incl...

Weatherization
Up to $2,500 rebate

Snohomish PUD Heat Pump Rebate

Rebates for ductless heat pump installation in electrically heated homes. $2,500 for full qualifying systems, $1,800 for...

Energy
Up to $1,000 rebate

Snohomish PUD Heat Pump Water Heater Rebate

Rebate for replacing electric resistance water heaters with qualifying heat pump water heaters. Must meet ENERGY STAR ef...

Energy
Up to $15,000 grant

Snohomish County CDBG Home Repair Program

Community Development Block Grant funded home repairs for low-income homeowners in unincorporated Snohomish County and p...

Home Repair
Loans up to $50,000

Washington Housing Finance Commission Homeowner Rehab Loans

Low-interest home improvement loans for moderate-income homeowners statewide. Rates typically 3-4% fixed for up to 20 ye...

Home Repair
Up to $600 rebate

Snohomish PUD Attic Insulation Rebate

Rebate for adding or upgrading attic insulation to R-38 or higher. $0.60 per square foot up to 1,000 sq ft. Must use qua...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans up to $40,000 and grants up to $10,000 (seniors 62+ only) for home repairs in eligible rural areas. L...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt their p...

Veterans
Free lead hazard removal

Washington State Lead-Based Paint Hazard Reduction

HUD-funded program to identify and remediate lead paint hazards in pre-1978 homes with children under 6 or pregnant wome...

Home Repair
Up to $5,000 grant

Snohomish County ADA Home Modification Program

Grants for accessibility modifications to enable seniors and people with disabilities to remain safely in their homes. C...

Seniors & Disability
Fair market value acquisition

Washington State Flood Buyout Program

Voluntary acquisition of properties in flood-prone areas at pre-disaster fair market value. Property is converted to ope...

Disaster
Free energy assessment

Snohomish PUD Home Energy Assessment

Free comprehensive home energy assessment including blower door test, thermal imaging, and personalized recommendations ...

Energy
Up to $1,200/year in services

Snohomish County Senior Chore Services

Minor home maintenance and chore services for low-income seniors 60+ to enable aging in place. Includes minor repairs, w...

Seniors & Disability
Up to $5,000 over 8 years

Washington State Solar Incentive Program

Previous renewable energy production incentive for solar installations. New applications no longer accepted, but existin...

Solar/Renewable
Up to $100 rebate

Snohomish PUD Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats. $100 for Wi-Fi enabled models that optimize heating a...

Energy
Loans up to $50,000

Washington State On-Site Septic Loan Program

Low-interest loans for repairing or replacing failing septic systems. Available through participating lenders statewide....

Home Repair
Exemption varies by income

Washington State Senior Citizen Property Tax Exemption

Property tax exemption for seniors 61+, disabled persons, and qualifying veterans with limited income. Exempts a portion...

Property Tax Relief
Defers annual property taxes

Washington State Property Tax Deferral Program

Allows seniors 60+ and disabled homeowners to defer property tax payments. State pays taxes directly to county; deferred...

Property Tax Relief
Up to $3,000 emergency grant

Washington State Emergency Home Repair for Seniors

Emergency home repair grants for low-income seniors 60+ facing urgent health and safety hazards. Covers furnace failures...

Emergency
Up to $500 rebate

Snohomish PUD Electric Vehicle Charger Rebate

Rebate for residential Level 2 EV charger installation. $500 for standard installation, plus additional incentives for l...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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