USDA Section 504 Home Repair Program

About This Program

USDA loans and grants for very-low-income homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available to seniors 62+ who cannot repay a loan. May be available for eligible properties near Lake Worth Beach in less densely populated areas.

Low-interest loan or grant depending on age and repayment ability

Key Details

• Loans up to $40,000 at 1% interest for 20 years
• Grants up to $10,000 for seniors 62+ unable to repay loan
• Income must be below 50% AMI
• Property must be in USDA-eligible rural area
• Owner-occupied single-family homes only

How to Apply

A grant-savvy contractor in Lake Worth Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round