Home Improvement Grants in Lakewood.

Find grants, rebates, forgivable loans, and free programs for Lakewood, CO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lakewood, CO, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Lakewood Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in Lakewood. Loan is forgiv...

Home Repair
Grant up to $25,000

Lakewood ADA Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities or seniors with ...

Seniors & Disability
Grant up to $5,000

Lakewood Senior Home Repair Program

Provides small home repair grants to Lakewood homeowners age 62 and older with limited income. Focuses on health, safety...

Seniors & Disability
Low-interest loan up to $15,000

Lakewood Sewer Lateral Replacement Program

Low-interest loan program for homeowners needing to repair or replace their private sewer lateral from the home to the c...

Home Repair
Free weatherization up to $8,000

Colorado Weatherization Assistance Program (WAP)

Federally funded weatherization program reducing energy costs through insulation, air sealing, furnace repair/replacemen...

Weatherization
Varies by purchase price

CHFA FirstStep Loan

Low down payment mortgage loan for first-time homebuyers in Lakewood and throughout Colorado. Offers competitive interes...

Homebuyer
Up to $7,500 grant

CHFA Down Payment Assistance

Grant or forgivable second loan to help with down payment and closing costs when purchasing a home in Colorado. Must be ...

Homebuyer
$100 for complete home assessment

Xcel Energy Home Energy Squad

Comprehensive home energy assessment and immediate improvements including LED bulbs, faucet aerators, programmable therm...

Energy
Up to $300 rebate

Xcel Energy Central AC Rebate

Rebate for installing a new high-efficiency central air conditioning system. Rebate amount varies by efficiency level (S...

Energy
Up to $2,600 rebate

Xcel Energy Heat Pump Rebate

Rebate for installing an electric air-source or ground-source heat pump system. Higher rebates available for systems mee...

Energy
Up to $800 rebate

Xcel Energy Water Heater Rebate

Rebate for installing a high-efficiency electric or heat pump water heater. Heat pump water heaters receive the highest ...

Energy
Up to $1,000 rebate

Xcel Energy Insulation Rebate

Rebate for adding insulation to attics, walls, floors, or basements in electrically heated homes. Higher rebates availab...

Weatherization
$50 to $100 rebate

Xcel Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Models that participate in Xcel's AC Rewards program...

Energy
Up to $200 rebate

Xcel Energy Evaporative Cooler Rebate

Rebate for installing a new energy-efficient evaporative cooler (swamp cooler). Rebate amount varies based on system typ...

Energy
Incentive varies by system size

Xcel Energy Solar*Rewards Program

Upfront incentive for installing solar photovoltaic systems on residential properties. Incentive rate is set quarterly b...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels, battery storage, or solar water heating systems....

Solar/Renewable
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and water he...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes, or remo...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase, build, or modify a home to meet their disabi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for ind...

Veterans
Varies by household size and income

Jefferson County LEAP (Low-income Energy Assistance)

Colorado Low-income Energy Assistance Program helps eligible Lakewood households pay winter heating bills. Grant amount ...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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