USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants (up to $10,000) available only to seniors 62+ unable to repay a loan. Some Lakewood areas may qualify as rural.

Loan at 1% for up to 20 years; grant for seniors 62+ only

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+ (very low income)
  • For health, safety, and accessibility repairs
  • Must be in qualifying rural area
  • Income at or below 50% AMI required

How to Apply

Get free help applying Visit Official Program Page Track this program

(970) 223-4370

A grant-savvy contractor in Lakewood, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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