USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan. Check address eligibility on USDA website.

Combination of loan and grant based on age and repayment ability

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Lakewood Ranch, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lakewood Ranch, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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