USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans and grants for repairs to homes in eligible rural areas. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards; loans for broader repairs. Some areas of Lancaster may qualify.

Grant amount for seniors; loan at 1% interest for others with very low income

Key Details

  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Owner-occupied single-family homes only

How to Apply

A grant-savvy contractor in Lancaster, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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