Find grants, rebates, forgivable loans, and free programs for Laredo, TX, filtered to your situation.
As of June 2026, 28 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Laredo, TX, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for substantial home repairs to low-income owner-occupants in Laredo city limits. Loan is forg...
Provides emergency repair grants for very low-income homeowners facing health or safety hazards. Addresses critical issu...
Provides accessibility modifications for low-income seniors and persons with disabilities including wheelchair ramps, gr...
Assists qualifying homeowners with repair or replacement of failing sewer lateral lines from the home to the main sewer ...
Federal weatherization program administered by TDHCA providing free energy efficiency improvements including insulation,...
Rebate program for comprehensive home energy efficiency improvements identified through a professional energy audit. Cov...
Cash rebates for installing high-efficiency central air conditioners and heat pumps. Higher rebates for ENERGY STAR® cer...
Rebate for installing an ENERGY STAR® certified heat pump water heater, which uses significantly less electricity than c...
Rebate for purchasing and installing a qualifying ENERGY STAR® smart thermostat that optimizes heating and cooling sched...
Texas law exempts the added home value from solar panel installation from property taxes. The solar equipment's value is...
Federal tax credit covering 30% of the total cost of installing a solar energy system on your home, including equipment ...
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Laredo to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modifications l...
Federally funded program providing forgivable loans for owner-occupied rehabilitation and major repairs. Loan forgiven a...
State-administered program to identify and remediate lead-based paint hazards in homes built before 1978 with children u...
Provides technical assistance and financial support to low-income colonia residents for self-help construction projects ...
Additional $10,000 homestead exemption from property taxes for homeowners age 65 or older in Webb County. Automatically ...
Property tax exemptions for disabled veterans ranging from $5,000 to 100% exemption based on VA disability rating. Veter...
Grant program specifically for low-income senior homeowners age 62+ to address critical home repairs including roof leak...
Federally funded disaster recovery assistance for homeowners affected by presidentially declared disasters. Provides reh...
Low-income energy efficiency program providing free weatherization services including insulation, air sealing, weather s...
State program providing low-interest loans and financial assistance for water and wastewater services in economically di...
One-time annual assistance with home energy bills for low-income households, with priority for those with seniors, young...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
28 programs are currently listed for Laredo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Laredo, 20 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.