USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Laredo to repair, improve, or modernize their homes. Grants available for seniors 62+ who cannot afford loan repayment.

Loan at 1% interest or grant for seniors unable to repay

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area near Laredo
  • Repairs health and safety hazards

How to Apply

Visit Official Program Page Track this program

(956) 726-2287

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Laredo, TX Are You a Contractor? Get Listed

Find More Programs in Laredo, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs