Home Improvement Grants in Largo.

Find grants, rebates, forgivable loans, and free programs for Largo, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Largo, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per dwelling unit

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the state to reduce energy costs for low-income households. Serv...

Weatherization
Forgivable loan up to $50,000

Pinellas County SHIP Owner-Occupied Rehabilitation

State Housing Initiatives Partnership (SHIP) funded program providing forgivable loans for major home repairs to income-...

Home Repair
Deferred loan up to $35,000

Largo CDBG Owner-Occupied Housing Rehabilitation

Community Development Block Grant program providing deferred, zero-interest loans for major home repairs to income-eligi...

Home Repair
Up to $1,700 in rebates

Duke Energy Florida Home Energy Rebates

Duke Energy customers in Largo can receive rebates for qualifying energy-efficient upgrades including HVAC systems, heat...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income homeowners in eligible rural areas near Largo to repair, improve, or modernize their ho...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Free lead testing and abatement services

Florida Department of Health Lead Poisoning Prevention

Free lead testing and case management for children under 6 years old at risk of lead exposure in homes built before 1978...

Home Repair
Up to $10,000 grant

Pinellas County Emergency Home Repair Assistance

Emergency grant for urgent home repairs that pose immediate threats to health and safety of very low-income homeowners i...

Emergency
100% property tax exemption on solar value

Florida Solar Energy System Incentive

Florida homeowners who install solar panels receive a 100% property tax exemption on the added home value from the solar...

Solar/Renewable
30% federal tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a solar energy system on your primary or secondary residence. ...

Solar/Renewable
100% financing, varies by property value

Florida PACE (Property Assessed Clean Energy)

PACE financing allows Florida homeowners to finance energy efficiency, renewable energy, and hurricane protection improv...

Solar/Renewable
Up to $20,000 grant

Largo ADA Home Accessibility Modification Program

CDBG-funded grant program for income-eligible Largo homeowners who need to modify their homes for accessibility. Covers ...

Seniors & Disability
Up to $5,000 loan/grant

Largo Water & Sewer Line Repair Assistance

Assistance program for Largo homeowners needing to repair or replace private water or sewer laterals from the home to th...

Home Repair
Up to $3,000 grant

Pinellas County Senior Home Repair Program

Grant program for low-income seniors age 60+ in Pinellas County to make minor home repairs and safety modifications. Cov...

Seniors & Disability
Up to $10,000 matching grant

My Safe Florida Home Program

State program providing matching grants to strengthen homes against hurricanes. When active, offers free wind inspection...

Disaster
Up to $5,000 grant

Pinellas County Hurricane Hardening Assistance

County assistance for low-income homeowners, especially seniors and persons with disabilities, to install hurricane prot...

Disaster
Up to $50,000 assessed value exemption

Pinellas County Senior Property Tax Exemption

Additional homestead exemption for homeowners age 65+ with household income below $35,071. Provides up to $50,000 additi...

Property Tax Relief
$500 exemption

Pinellas County Disability Property Tax Exemption

Property tax exemption for permanently and totally disabled homeowners in Pinellas County. Provides $500 exemption from ...

Property Tax Relief
Up to $1,300 rebate

Duke Energy Heat Pump Rebate Program

Rebate for Duke Energy customers in Largo who install qualifying high-efficiency heat pump systems. Rebate amounts vary ...

Energy
Up to $450 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for Duke Energy customers who install qualifying heat pump water heaters. Heat pump water heaters use up to 60% l...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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