Pinellas County SHIP Owner-Occupied Rehabilitation

Pinellas County Community Development / Florida SHIP

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funded program providing forgivable loans for major home repairs to income-eligible owner-occupants in Pinellas County. Loan is forgiven after 15 years of continuous occupancy.

Forgivable loan for major repairs, no repayment if occupancy maintained 15 years

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Pinellas County
  • Forgiven after 15 years of continuous residency
  • Covers roofing, HVAC, structural, plumbing, electrical

How to Apply

A grant-savvy contractor in Largo, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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