USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants available only to homeowners age 62+ who cannot repay a loan. Funds can remove health and safety hazards or make accessibility modifications.

Grant available for seniors 62+; otherwise 1% interest loan

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Laurel, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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