GHFA Owner-Occupied Rehabilitation Program

Georgia Housing and Finance Authority

Waitlist Home Repair

About This Program

Provides forgivable loans up to $35,000 for comprehensive home repairs and rehabilitation in qualifying Georgia communities. Loan is forgiven after 10 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan, no repayment if you stay 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 120% AMI
  • Must be owner-occupied primary residence
  • Forgiven after 10 years of compliance
  • Contact local housing authority for current availability

How to Apply

A grant-savvy contractor in Lawrenceville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lawrenceville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lawrenceville, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs