USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas of Gwinnett County. Funds are used to repair, improve, or modernize homes to remove health and safety hazards.

Grant portion available to seniors 62+; loan at 1% interest for 20 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Repairs for health and safety hazards

How to Apply

A grant-savvy contractor in Lawrenceville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lawrenceville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round based on funding

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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