USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $27,500 available for seniors (62+) to remove health and safety hazards; loans up to $40,000 at 1% interest.

Grant up to $27,500 for seniors 62+; loans at 1% interest up to $40,000 for all eligible

Key Details

  • Grants up to $27,500 for seniors 62+ to remove hazards
  • Loans up to $40,000 at 1% interest for all eligible
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Owner-occupied single-family homes only

How to Apply

A grant-savvy contractor in Layton, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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