USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA Section 504 provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available for homeowners 62+ to remove health and safety hazards. Portions of Wilson County may qualify.

Combines low-interest loan (1%) with grant for seniors 62+

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Income at or below 50% AMI required
  • Must be in eligible rural area of Wilson County
  • Rolling applications through USDA Rural Development

How to Apply

A grant-savvy contractor in Lebanon, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lebanon early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, contact local USDA office

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