USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants available only to seniors 62+ who cannot repay a loan. Lemoore qualifies as eligible rural area.

Loan at 1% interest plus possible grant if age 62+ and very low income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ who cannot repay loan
  • Income must be very low (50% AMI or below)
  • Must be in rural area (Lemoore qualifies)
  • Repairs for safety, health, and accessibility

How to Apply

A grant-savvy contractor in Lemoore, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lemoore early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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