North Carolina HOME Rehabilitation Program

NC Housing Finance Agency (HOME Investment)

Available Home Repair

About This Program

Federal HOME Investment Partnerships Program funds distributed by NC Housing Finance Agency for comprehensive home rehabilitation. Forgivable loan for low-income homeowners requiring major repairs to meet housing quality standards.

Forgivable loan over 10 years, no repayment if occupancy maintained

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $40,000 for major rehab
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Forgiven after 10 years of compliance
  • Comprehensive repairs to meet quality standards

How to Apply

A grant-savvy contractor in Lenoir, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lenoir early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications reviewed on ongoing basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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