USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides grants up to $10,000 for seniors 62+ and loans up to $40,000 for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants must address health and safety hazards.

Grant for seniors 62+, low-interest loan for other eligible applicants

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $27,500 for seniors 62+ to remove hazards
  • Loans up to $40,000 at 1% interest for repairs
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Owner-occupied primary residence only

How to Apply

A grant-savvy contractor in Lenoir, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lenoir early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lenoir, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs