USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes, or to remove health and safety hazards. Grants of up to $10,000 are available to homeowners 62 and older who cannot repay a loan.

Grant portion available only to seniors 62+; loans available to others

Key Details

  • Grants up to $10,000 for seniors 62+ who can't repay loan
  • Loans up to $40,000 at 1% interest for others
  • Very low income requirement (50% AMI or below)
  • Must be in eligible rural or suburban area
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(570) 433-2430

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Deadline: Rolling applications

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