City of Lexington Owner-Occupied Rehabilitation Program

City of Lexington (CDBG)

Available Home Repair

About This Program

CDBG-funded rehabilitation program for low- and moderate-income homeowners in Lexington city limits. Provides forgivable loans for major home repairs and systems replacement. Loan is forgiven after 5 years of continued owner occupancy.

Average rehabilitation loan is approximately $18,000 for comprehensive repairs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $25,000 for major repairs
  • Income at or below 80% area median income
  • Must own and occupy home in Lexington city limits
  • Loan forgiven after 5 years of compliance
  • Covers structural, systems, and major repairs

How to Apply

A grant-savvy contractor in Lexington, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lexington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling, subject to annual funding allocation

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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