NC Inclusive Home Energy Loan Program

NC State Energy Office

Available Energy Assistance

About This Program

Low-interest loan program for energy efficiency and renewable energy improvements. Offers competitive rates for qualifying homeowners to finance heat pumps, insulation, solar panels, and other energy-saving upgrades. Loan terms up to 10 years with flexible credit requirements.

Average energy efficiency loan is $10,000 for comprehensive upgrades

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $15,000
  • For energy efficiency and renewable energy projects
  • Income at or below 120% area median income
  • Flexible credit requirements
  • Terms up to 10 years

How to Apply

A grant-savvy contractor in Lexington, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lexington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lexington, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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