South Carolina Housing Trust Fund

SC Housing Finance and Development Authority

Available Home Repair

About This Program

State-funded forgivable loans for home rehabilitation and accessibility improvements for low-income homeowners. Administered through local nonprofits and municipalities. Loan forgiven after 5 years of continued owner occupancy.

Forgivable loan, no repayment if you stay in the home 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loans up to $30,000 for home repairs
  • Income at or below 80% AMI required
  • Administered through local partners
  • Forgiven after 5 years of owner occupancy
  • Available for major repairs and accessibility improvements

How to Apply

A grant-savvy contractor in Lexington, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lexington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications through local partners

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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