USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA Rural Development program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural Lexington to repair or improve dwellings or remove health and safety hazards. Grants available only to homeowners age 62+ who cannot repay a loan.

Grant amount for seniors 62+, otherwise loan with 1% interest over 20 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000, grants up to $10,000
  • Must be in rural area and very low income
  • Grants only for homeowners 62 and older
  • Repairs health/safety hazards and major systems
  • 1% interest on loans, 20-year repayment

How to Apply

A grant-savvy contractor in Lexington, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lexington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, contact local USDA office

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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