Texas Homeowner Assistance Fund (HAF)

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Federal pandemic-related assistance for homeowners who experienced financial hardship. Covers mortgage payments, property taxes, homeowners insurance, HOA fees, and utility payments for eligible Texas homeowners at risk of foreclosure or default.

Assistance amount based on documented arrearages and ongoing payment needs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $75,000 for qualified homeowners
  • Covers mortgage, property tax, insurance, utilities
  • Income at or below 150% AMI
  • Must demonstrate COVID-19 related hardship
  • Prevents foreclosure and default

How to Apply

A grant-savvy contractor in Liberty, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Liberty early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Liberty, TX

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