Home Improvement Grants in Liberty.

Find grants, rebates, forgivable loans, and free programs for Liberty, MO, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Liberty, MO, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Missouri Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization improvements to reduce energy costs for income-eligible household...

Weatherization
Up to $5,000 forgivable loan

Missouri Housing Development Commission First Place Loan

Down payment and closing cost assistance for first-time homebuyers in Missouri. Offered as a zero-interest loan that is ...

Homebuyer
Up to $5,000 grant

Clay County Emergency Home Repair Program

Emergency repair grants for low-income homeowners in Clay County facing immediate health and safety hazards. Priority fo...

Emergency
Up to $25,000 forgivable loan

Liberty Owner-Occupied Housing Rehabilitation Program

CDBG-funded program providing comprehensive home rehabilitation for low- and moderate-income homeowners in Liberty. Loan...

Home Repair
Up to $15,000 grant

Liberty ADA Accessibility Modification Program

Grant program for accessibility improvements enabling persons with disabilities to remain safely in their homes. Covers ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing loans up to $40,000 (1% interest, 20-year term) and grants up to $10,000 for seniors age 62+ to r...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities (loss of use of both lower extremities, blindness in both...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with service-connected disabilities (blindness in both eyes, loss or loss of use of both hands, certa...

Veterans
Up to $1,500 in combined rebates

Evergy Home Energy Efficiency Rebates

Evergy electric customers in Liberty can claim rebates for energy-efficient upgrades including insulation ($300), air se...

Energy
Up to $700 rebate

Evergy Heat Pump Rebate Program

Rebates for installation of qualifying ENERGY STAR® air-source heat pumps. Rebate amounts vary based on system efficienc...

Energy
Up to $1,400 in rebates

Spire Natural Gas Efficiency Rebates

Spire natural gas customers in Liberty qualify for rebates on high-efficiency furnaces ($500-1,000), water heaters ($150...

Energy
Free lead hazard remediation

Missouri Childhood Lead Poisoning Prevention Program

Free lead hazard assessment and remediation for Missouri homes built before 1978 where a child under age 6 with an eleva...

Home Repair
Up to $3,000 grant

Clay County Senior Home Repair Assistance

Grant program for Clay County homeowners age 60+ to address minor to moderate home repairs and safety modifications. Hel...

Seniors & Disability
Up to $1,100 annual tax credit

Missouri Senior Property Tax Credit (Circuit Breaker)

Missouri's Property Tax Credit (Circuit Breaker) provides relief to qualifying seniors (age 65+) and 100% disabled indiv...

Property Tax Relief
Fixed $0.035/kWh credit on bill

Evergy Solar Subscription Program

Evergy's solar subscription program allows customers to support community solar without installing panels on their own p...

Solar/Renewable
30% of system cost as tax credit

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system (including installation cost...

Solar/Renewable
Up to $5,000 low-interest loan

Liberty Water & Sewer Lateral Repair Assistance

Low-interest loan program to help Liberty homeowners repair or replace private sewer and water laterals. Loan is repaid ...

Home Repair
Up to $35,000 per unit

Clay County HOME Rental Rehabilitation Program

HUD HOME-funded program providing rehabilitation funds to landlords who agree to rent units to low-income tenants (80% A...

Home Repair
Up to $800 annual heating/cooling assistance

Missouri Low Income Home Energy Assistance Program (LIHEAP)

Federal program providing assistance with home energy bills for low-income households. Helps pay heating costs in winter...

Energy
25% state tax credit on qualified rehab costs

Missouri Historic Preservation Tax Credit

Missouri offers a 25% state income tax credit for qualified rehabilitation of certified historic structures (plus 20% fe...

Historic

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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