USDA Rural Development
USDA program providing loans up to $40,000 (1% interest, 20-year term) and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize homes in eligible rural areas. Households must be very low income (50% AMI or below). Some portions of Clay County may qualify as rural.
Combines low-interest loan and grant for seniors; loan at 1% interest over 20 years
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Liberty, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Liberty early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Year-round; contact local USDA office
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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