Home Improvement Grants in Lima.

Find grants, rebates, forgivable loans, and free programs for Lima, OH, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lima, OH, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 in weatherization services

Ohio Home Weatherization Assistance Program (HWAP)

State-administered federal weatherization program providing free energy efficiency improvements to income-qualified hous...

Weatherization
Forgivable loan up to $35,000

Lima Owner-Occupied Housing Rehabilitation Program

CDBG-funded major rehabilitation assistance for owner-occupied homes in Lima city limits. Provides forgivable loans for ...

Home Repair
Up to $10,000 emergency grant

Allen County Emergency Home Repair Program

Emergency repair grant for owner-occupied homes in Allen County facing immediate health or safety hazards. Covers furnac...

Emergency
Free lead abatement services

Ohio Lead-Safe Home Fund

State-funded program to remove lead paint hazards in homes built before 1978 where children under 6 or pregnant women re...

Home Repair
Up to $25,000 low-interest loan

Ohio Housing Finance Agency Repair Program

Low-interest home improvement loan program administered by OHFA for owner-occupants statewide. Offers favorable terms fo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas near Lima to repair, im...

Home Repair
Up to $3,000 in rebates

AEP Ohio Energy Efficiency Rebates

AEP Ohio residential energy efficiency rebate program for Lima customers. Offers rebates on smart thermostats, insulatio...

Weatherization
Up to $2,500 in rebates

Columbia Gas of Ohio Efficiency Rebates

Columbia Gas efficiency rebate program for residential customers in Lima. Rebates available for high-efficiency furnaces...

Weatherization
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Up to $30,000 rehabilitation assistance

Allen County HOME Investment Partnerships

HUD HOME-funded homeowner rehabilitation program for income-eligible residents of Allen County. Provides forgivable loan...

Home Repair
Up to $5,000 grant

Lima Senior Home Repair Grant

Grant program for low-income homeowners age 60 and older in Lima to make minor home repairs and accessibility improvemen...

Seniors & Disability
Up to $15,000 for accessibility modifications

Allen County ADA Home Modification Program

Accessibility modification program for Allen County residents with developmental disabilities. Funds wheelchair ramps, a...

Seniors & Disability
Up to $8,000 low-interest loan

Lima Sewer Lateral Repair Assistance

Low-interest loan program to assist Lima homeowners with the cost of repairing or replacing private sewer laterals. Help...

Home Repair
Up to $5,000 in assistance

Lima Water Service Line Replacement Program

City cost-share program to replace lead or galvanized water service lines in Lima. City covers 50% of replacement cost u...

Home Repair
Up to $50,000 financing

Ohio Energy Special Improvement District (ESID)

State-backed PACE-style financing for energy efficiency and renewable energy improvements. Repaid through property tax a...

Solar/Renewable
Purchase solar credits at market rate

AEP Ohio Solar Renewable Energy Credit Program

AEP Ohio purchases Solar Renewable Energy Credits (SRECs) from residential customers who install solar panels. Customers...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system (including battery storage)....

Solar/Renewable
Up to $14,000 in rebates

Federal High-Efficiency Electric Home Rebate (IRA)

Federal Inflation Reduction Act rebate program for heat pumps, heat pump water heaters, insulation, air sealing, and ele...

Weatherization
25% state tax credit on qualified expenses

Ohio Historic Preservation Tax Credit

State tax credit for substantial rehabilitation of historic buildings in Ohio, including income-producing and owner-occu...

Historic

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Lima

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.