USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas near Lima to repair, improve, or modernize homes, or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ unable to repay a loan.

Senior homeowners 62+ may receive grants; others receive 1% interest loans

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Very-low-income homeowners in eligible rural areas
  • Remove health/safety hazards, accessibility improvements
  • Must be unable to obtain affordable credit elsewhere

How to Apply

A grant-savvy contractor in Lima, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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