Lincoln City Owner-Occupied Rehabilitation Program

Lincoln City Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan for major home repairs and rehabilitation to address code violations, health and safety hazards, and accessibility needs. Loan is forgiven after 10 years of continued owner-occupancy. Must be owner-occupied and income-qualified within Lincoln City limits.

Forgivable loan, no repayment if you remain in home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000
  • For major home repairs and rehabilitation
  • Income at or below 80% AMI required
  • Forgiven after 10 years of owner-occupancy
  • Must be within Lincoln City limits

How to Apply

A grant-savvy contractor in Lincoln City, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lincoln City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

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