RIHousing Homeowner Stability Program

Rhode Island Housing Finance Authority

Available Home Repair

About This Program

Provides mortgage payment assistance to Rhode Island homeowners facing financial hardship due to unemployment, underemployment, or documented financial setback. Includes assistance with mortgage arrearages, principal reduction, and reinstatement.

Assistance varies based on arrears and income documentation

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $30,000 in mortgage assistance
  • For homeowners facing financial hardship
  • Covers arrearages and reinstatement costs
  • Income at or below 150% AMI
  • Applications reviewed on rolling basis

How to Apply

A grant-savvy contractor in Lincoln, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lincoln early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted on ongoing basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lincoln, RI

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