USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas of Lincoln to repair, improve, or modernize their homes. Grants are available only for seniors to remove health and safety hazards.

Combines low-interest loan and grant for qualifying seniors

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very-low income required (50% AMI)
  • For eligible rural areas in Lincoln
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Lincoln, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lincoln early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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