Find grants, rebates, forgivable loans, and free programs for Lincoln, NE, filtered to your situation.
As of June 2026, 39 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lincoln, NE, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 19 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for substantial repairs to owner-occupied homes in Lincoln for households earning at or below ...
Provides emergency repair grants to low-income owner-occupants in Lincoln city limits to address immediate health and sa...
Provides forgivable loans for accessibility modifications including ramps, widened doorways, accessible bathrooms, and o...
HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 with children under age...
Provides financial assistance for repair or replacement of private sewer laterals from the home to the city main for inc...
Rebates for installing high-efficiency air source heat pumps, central air conditioners, and smart thermostats for LES el...
Rebates for installing ENERGY STAR certified heat pump water heaters, which use up to 60% less energy than conventional ...
Rebate for purchasing and installing qualifying smart thermostats that allow remote control and energy management. Helps...
Rebates for adding insulation to attics, walls, and basements in existing homes served by LES. Proper insulation reduces...
Rebates for replacing old windows with ENERGY STAR certified models in existing homes. High-efficiency windows reduce dr...
Community solar program allowing LES customers to subscribe to blocks of solar energy from local solar arrays without in...
Rebates for installing high-efficiency natural gas furnaces in homes served by Black Hills Energy. Equipment must meet 9...
Rebate program for purchasing qualifying smart thermostats for homes with natural gas heating. Helps Black Hills Energy ...
Rebates for replacing old water heaters with high-efficiency natural gas models, including tankless and ENERGY STAR tank...
Federal weatherization program providing free energy efficiency improvements to income-eligible households in Lincoln an...
Low-interest loan program for energy efficiency improvements and renewable energy systems in Nebraska homes. Loans offer...
Nebraska offers a state income tax credit for residential solar installations. Credit is calculated based on system size...
Down payment and closing cost assistance for first-time homebuyers in Lincoln and throughout Nebraska. Offers below-mark...
Provides grants for minor home repairs to help seniors age 60+ remain safely in their homes. Covers repairs such as grab...
USDA loans and grants for very low-income homeowners in rural areas near Lincoln to repair, improve, or modernize homes ...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificat...
Matching grants for exterior rehabilitation and restoration of historic properties in Lincoln's designated historic dist...
LES partners with local agencies to provide free weatherization services to qualifying low-income households. Includes e...
Financial assistance with electric bills for qualifying low-income LES customers. Administered through local agencies in...
Forgivable loans to property owners who rehabilitate rental units and rent to low-income tenants at affordable rates. Lo...
Rebates to help income-qualified Lincoln homeowners install radon mitigation systems. Nebraska has elevated radon levels...
Discounted trees for Lincoln residents to plant in yards and neighborhoods. Program promotes urban forestry, energy effi...
Cost-share assistance for property owners experiencing repetitive flooding or drainage problems. May cover grading impro...
Grants to install sewer backflow prevention devices in homes at risk of basement flooding during heavy rain events. Devi...
Down payment and closing cost assistance for first-time homebuyers purchasing in Lincoln city limits. Forgivable loan re...
Federal HOME funds supporting affordable housing activities in Lincoln including homebuyer assistance, owner rehabilitat...
Federal CDBG funds supporting housing rehabilitation, infrastructure improvements, public services, and economic develop...
Emergency home repair grants for seniors age 60+ facing urgent health and safety issues such as furnace failure, water l...
Connects low-income seniors age 60+ with trained volunteers or low-cost contractors for minor home repairs and maintenan...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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39 programs are currently listed for Lincoln, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lincoln, 23 programs do not require repayment, 5 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.