USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants for very low-income homeowners in rural areas near Lincoln to repair, improve, or modernize homes and remove health and safety hazards. Grants available only to seniors 62+ who cannot afford loan repayment.

Combines low-interest loan with possible grant for eligible seniors

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in eligible rural area
  • Income at or below 50% AMI
  • Removes health and safety hazards

How to Apply

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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