California Mortgage Relief Program

California Housing Finance Agency

Available Home Repair

About This Program

Provides relief for homeowners facing financial hardship who are behind on mortgage payments or property tax payments, or who need help with property charges to prevent foreclosure. Administered by CalHFA for COVID-19 and other qualifying hardships.

Assistance amount varies based on arrears; up to $80,000 for mortgage reinstatement

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $80,000 for mortgage reinstatement
  • Covers past-due payments and property taxes
  • For homeowners facing financial hardship
  • Income at or below 150% AMI
  • Prevents foreclosure

How to Apply

A grant-savvy contractor in Live Oak, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Live Oak early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted while funds last

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Live Oak, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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