CalHFA Home Repair Loan Program

California Housing Finance Agency

Available Home Repair

About This Program

Low-interest home repair loans for California homeowners through CalHFA. Funds can be used for essential repairs, accessibility modifications, or energy efficiency upgrades on owner-occupied properties.

Low-interest loan with flexible repayment terms, estimate based on typical repair scope

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for home repairs
  • Up to $30,000 for essential repairs
  • Owner-occupied properties only
  • Income limits vary by county
  • Flexible repayment terms available

How to Apply

A grant-savvy contractor in Live Oak, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Live Oak early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Live Oak, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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