NJ Housing and Mortgage Finance Agency Home Improvement Loan

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for income-eligible homeowners in New Jersey. Funds can be used for repairs, renovations, accessibility modifications, or energy efficiency upgrades. Must be owner-occupied primary residence.

Loan amount based on income, home equity, and scope of work

Key Details

  • Low-interest loans up to $50,000
  • Income limits apply (typically up to 80% AMI)
  • Owner-occupied primary residence required
  • Covers repairs, renovations, accessibility
  • Rolling applications through NJHMFA

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Livingston, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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