USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes in rural areas. Grants available only to homeowners age 62+ for removing health and safety hazards. Livingston is not designated rural, but nearby areas may qualify.

Loan at 1% interest; grant for seniors 62+ only

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Rural designation required (Livingston not eligible)
  • Covers health, safety, accessibility repairs

How to Apply

A grant-savvy contractor in Livingston, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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