IHDA Home Accessibility Program

Illinois Housing Development Authority

Available Senior & Disability

About This Program

Provides deferred, low-interest loans to income-eligible Illinois homeowners to make accessibility modifications for household members with disabilities. Loan is forgiven after 10 years of occupancy.

Deferred loan forgiven after 10 years of continued residence

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $20,000 for accessibility modifications
  • For households with a member who has a disability
  • Income at or below 120% AMI
  • Loan forgiven after 10 years of occupancy
  • Covers ramps, widened doorways, accessible bathrooms

How to Apply

A grant-savvy contractor in Lockport, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lockport early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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