FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration

Available Home Repair

About This Program

FHA mortgage program allowing borrowers to finance both the purchase and renovation of a home with a single loan. Can also be used to refinance and rehabilitate an existing home. Minimum 3.5% down payment required.

Combined mortgage for purchase and rehabilitation costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Single loan for purchase and rehabilitation
  • Available through FHA-approved lenders
  • Minimum 3.5% down payment
  • Can finance repairs up to $35,000 (standard 203k)
  • Also available for refinancing and rehab

How to Apply

A grant-savvy contractor in Locust Grove, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Locust Grove early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Available year-round through FHA lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Locust Grove, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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