Lodi Owner-Occupied Housing Rehabilitation Program

About This Program

CDBG-funded program providing forgivable loans for major home repairs to owner-occupied properties in Lodi. Loan is forgiven after 5 years of continued owner-occupancy. Income at or below 80% AMI required.

Forgivable loan, no repayment if owner occupies property for 5 years

Key Details

• Forgivable loan up to $30,000 for major repairs
• Must be owner-occupied within Lodi city limits
• Income at or below 80% AMI required
• Forgiven after 5 years of continued occupancy
• Covers roofing, HVAC, plumbing, electrical, structural work

How to Apply

A grant-savvy contractor in Lodi, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to annual funding