Find grants, rebates, forgivable loans, and free programs for Lodi, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lodi, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred loans for major home repairs to low-income homeowners in Lodi city limits. Loan is forgiven after 15 y...
Grant assistance for emergency home repairs that pose immediate health or safety threats to very low-income owner-occupi...
Grant program for accessibility modifications to homes for low-income Lodi residents with disabilities. Covers ramps, wi...
Grant assistance for low-income Lodi homeowners to repair or replace failing private sewer laterals from home to main se...
CalHFA offers multiple mortgage programs for first-time homebuyers in Lodi, including down payment assistance, closing c...
State-funded weatherization program providing free energy efficiency improvements to low-income households in San Joaqui...
State program providing free lead hazard investigation and remediation for homes with children under 6 who have elevated...
Rebates for whole-home energy efficiency upgrades for PG&E customers in Lodi. Offers either Basic or Advanced tiers depe...
Rebate for installing an ENERGY STAR certified heat pump water heater in Lodi homes served by PG&E. Higher rebates avail...
Rebates for installing high-efficiency central air conditioners or heat pumps in Lodi homes. Rebate amount depends on sy...
Free home energy efficiency improvements for income-qualified PG&E customers in Lodi. Services include weatherization, i...
Federal Investment Tax Credit (ITC) provides 30% tax credit for solar panel installations in Lodi. State CSI rebates hav...
Municipal rebate for residential solar installations for customers of Lodi Electric Utility. Rebate amount based on syst...
Low-interest loans and grants to very low-income homeowners in eligible rural areas near Lodi to repair or improve their...
Grant for veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home in Lo...
Grant for veterans with certain service-connected disabilities to adapt a home in Lodi. For veterans who are blind in bo...
Federal HOME funds administered by San Joaquin County for major home rehabilitation for low-income homeowners in unincor...
Grant assistance for minor home repairs and modifications for seniors age 60+ in San Joaquin County including Lodi. Help...
State program allowing eligible seniors, blind, or disabled homeowners in Lodi to defer payment of property taxes on the...
Grant funding to help homeowners in wildfire-prone areas of California, including parts of San Joaquin County, make home...
Rebates for Lodi water customers who install water-efficient devices such as high-efficiency toilets, weather-based irri...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Lodi, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lodi, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.